Payment Solutions

Pinewood Laser & Spa works with United Medical Credit to help patients find payment solutions for their procedures. Please note that we are in no way affiliated with United Medical Credit.

How Does United Medical Credit Work?

United Medial Credit (UMC) works with multiple creditors to provide a variety of financing options for applicants with all types of credit.*

Financing for procedure Amounts From $1,000 to $60,000**

  • Simple and quick online process
  • Affordable monthly payments
  • Competitive interest rates
  • No prepayment penalties
  • Sam as cash financing options available***

* United Medical Credit is not a creditor. UMC is a technology and marketing company. UMC does not determine credit terms or influence whether you are approved. UMC receives compensation from their network.

** Some applicants may qualify for more. Actual loan amont and terms dependent on credit usage and and history.

*** On approved credit and with provider participation.

Using United Medical Credit is as Easy as 1-2-3

Step 1: Fill Out the Application
It’s simple and should take only a few minutes to complete online.

Step 2: Application is Reviewed
UMC’s wide network of lenders/creditors provide approvals within minutes

Step 3: Review and Accept Your Terms 
UMC’s experienced associates are available to answer your questions and help you through the process.

How Does United Medical Credit Work?

Once your application is submitted, UMC will submit it to the lender best qualified to give you the maximum approval amount at the best terms. Often, you will receive this decision within seconds. Some lenders may take longer but you will always get a response by the next business day.
If your application is approved, UMC may contact you to review the terms and conditions. Once you accept the terms and provide the stipulations if required, UMC will either disburse the funds to you or directly to your healthcare provider depending on the lender. If your application is denied, you can always resubmit your application with a qualified co-signer (co-applicant).

How Does My Provider Get Paid?

Depending on the financing program, UMC would either disburse the funds directly into the provider’s account or the patient would be responsible for payment to the provider after receiving funds themselves.

How Do I Apply?

Click on the United Medical Credit banner below for direct access to the application.